Cripple walls are short walls, typically between the foundation and the first floor that provide crawlspace access under the house. They are often weak against the type of lateral movement typical of earthquakes unless they are braced and anchored. The above video demonstrates the process of retrofitting cripple walls, which is easier and more affordable than you might think.
If you do business on the internet (don't we all?) you are required to make your website ADA compliant. For people with physical or visual impairment, can experience significant difficulty navigating and using websites that have not implemented Accessibility best practices. Accessibility best practices are generally sound design principles, so improving your website for the disabled improves the site for everyone. Further, we are starting to see more ADA lawsuits against businesses that ignore these requirements.
Making your website accessible today means you can make life easier for the disabled, improve your website and reduce your liability.
W3C Accessibility Standards
It is getting hot again, and Californians, and their children, will be looking to cool off in the pool. Now is a good time to review swimming safety with this post from last summer...
Large Sample Liability Claims
Sometimes People can't imagine why they might need tens of millions of dollars in excess liability coverage.
This May spur their imagination.
|Uncovered pool drain’s vortex held child underwater||$104 million|
|Multiple injuries and fatalities in collapse of parking garage||$101 million|
|Unsupervised infant fell into pool with broken gate||$100 million|
|Fatalities in a bus accident caused by insufficient lubrication of an axle||$88 million|
|10,000 lbs scaffolding fell with multiple fatalities||$77 million|
|Hotel guest privacy violated||$55 million|
|Multiple fatalities in auto accident caused by separated tire tread||$64 million|
|Steakhouse served free alcohol at opening leading to dram shop liability||$60 million|
|Shooting at a restaurant resulting in paralysis||$59 million|
|Security guard severely injured plaintiff||$58 million|
|Restaurant alleged lack of security resulted in patron being beaten to death||$53 million|
|Gas water heater exploded resulting in a fatality||$50 million|
|Intoxicated employee shot Police Officer resulting in a fatality||$38 million|
|Auto accident resulted in multiple injuries and fatalities||$36 million|
|Apartment floor collapsed resulting in multiple injuries||$25 million|
|Carbon-monoxide poisoning in apartment caused serious injury||$28 million|
|Sexual assault by resident||$20 million|
|Defective heater caused fire and multiple fatalities||$18 million|
Last year, Texas passed Kari's Law, which requires multi-line phone systems be configured to allow a user to dial 911 without requiring any extra key presses. The law was inspired by the murder of Kari Hunt, whose husband stabbed her to death in a motel. During the murder, their child tried to call 911, but was not aware that the motel phone system required her to dial a 9 first. A similar national bill has been passed by the house, and will likely soon become law. If this bill is passed, any business that operates a multi-line telephone system will be required to configure that system to allow direct 911 access, or to replace existing systems if they cannot be configured to do so.
Fannie Mae Selling Guide now explicitly allows unaffiliated programs as long as they meet certain basic requirements, notably naming Condos individually and providing Dedicated Limits.